Critical Illness

Tax-Free Living Benefit

Types of Critical Illness Coverage

Critical illness insurance provides a financial safety net in the event of a major medical diagnosis. With healthcare costs rising and recovery times often leading to lost income, critical illness insurance ensures you’re financially protected during life’s unexpected. We offer customized critical illness insurance solutions that help you focus on recovery without the burden of financial stress.

Quick Lump Sum Payout

Key Features of
Critical Illness

Coverage for Major Health Conditions

Critical illness policies cover a wide range of severe conditions like cancer, heart disease, stroke, and kidney failure, providing comprehensive protection for common and costly illnesses.

Financial Support During Recovery

Critical illness insurance provides immediate financial relief, covering costs like extended medical care, time off work, or home modifications, without financial stress.

Flexible Use of Payout

The lump sum payment can cover treatment, household bills, or secure your family’s finances, giving you the freedom to use the funds as needed.

43% of Canadians are expected to develop cancer and 75% are expected to survive

Why Choose Critical Illness Insurance?

Medical Advances and Rising Costs

Financial Stability For Your Family

Protect Your
Savings

Peace of Mind
Is Priceless

FAQ'S

Critical illness insurance provides a lump sum payment if you are diagnosed with a serious illness, such as cancer, heart attack, stroke, or other specified conditions. This payout can be used to cover medical costs, lost income, rehabilitation expenses, or any financial needs that arise during your recovery. Unlike traditional health insurance, critical illness insurance pays out directly to you and can be used however you choose.

What does critical illness insurance cover?

Critical illness insurance provides a tax-free lump sum payment if you are diagnosed with a serious illness such as cancer, heart attack, or stroke. The payout can be used for any purpose, including medical bills, recovery expenses, or even lifestyle adjustments, allowing you to focus on your recovery without financial stress.

How does critical illness insurance differ from disability insurance?

Critical illness insurance pays out a lump sum upon diagnosis of a covered illness, while disability insurance provides regular payments to replace lost income if you're unable to work due to injury or illness. Critical illness benefits are not tied to your ability to work, giving you financial freedom during treatment and recovery.

Can I add critical illness coverage to my existing life insurance policy?